Inspira 365Topic
Investing
Index funds, ETFs and simple, long-term investing for beginners.
Trump Accounts for Kids: The $1,000 Deposit, Limits and Rules
Trump Accounts are new tax-advantaged investment accounts for children. Learn who gets the $1,000 government deposit, contribution limits, withdrawal rules and how to sign up.
Tax-Loss Harvesting Explained: Turn Investment Losses Into Tax Savings
Tax-loss harvesting lets you sell losing investments to offset gains and up to $3,000 of income. Learn how it works, the wash sale rule, and how to do it step by step.
I Bonds Now Pay 5.51%: Are They Worth Buying in November 2026?
Series I savings bonds bought from November 2026 to April 2027 earn 5.51%, including a 1.40% fixed rate. Learn how I bonds work, the limits, the penalty and how to buy them.
How to Start Investing With $100: A Step-by-Step Beginner’s Guide
You don’t need thousands to start investing. Learn which account to open, what to buy with $100, how fractional shares work, and what $100 a month can grow into.
Index Funds vs ETFs: What’s the Difference and Which Should You Buy?
Index mutual funds and ETFs can hold the exact same stocks, but they trade, cost and get taxed differently. Here is a clear comparison and how to choose.
Dollar-Cost Averaging Explained: Does It Beat Investing a Lump Sum?
Dollar-cost averaging means investing a fixed amount on a schedule. See how it lowers your average cost, what research says about lump-sum investing, and when each makes sense.