Inspira 365Topic
Taxes
Tax brackets, deductions, credits and year-end moves, explained for U.S. taxpayers.
2027 Tax Brackets and Standard Deduction: What Changes for You
The IRS released the 2027 federal tax brackets and standard deduction. See the new income ranges for single and married filers, plus the child tax credit and gift limit.
No Tax on Tips and Overtime: Who Qualifies and How to Claim It
The new deductions for tips (up to $25,000) and overtime (up to $12,500) explained: who qualifies, income limits, what still gets taxed, and how to claim them.
The $6,000 Senior Deduction: Who Gets It and How It Works
Americans 65 and older can deduct an extra $6,000 per person from 2025 through 2028. Learn who qualifies, the income phase-out, and how it combines with the standard deduction.
Child Tax Credit 2026 and 2027: How Much You Can Get
The child tax credit is $2,200 per child for 2026 and $2,300 for 2027. See who qualifies, how much is refundable, income limits and the new Social Security number rules.
Year-End Tax Checklist: 10 Money Moves to Make Before December 31
Ten moves to make before December 31 that can lower your 2026 tax bill: retirement contributions, RMDs, tax-loss harvesting, FSA deadlines, charitable giving and more.
Capital Gains Tax Explained: 2026 Rates, Brackets and Ways to Pay Less
Learn how capital gains are taxed in 2026: short-term vs long-term rates, the 0%, 15% and 20% brackets, the 3.8% NIIT, the home sale exclusion and legal ways to pay less.
Gift Tax Explained: How Much Can You Give Without Paying Tax?
You can give $19,000 per person in 2026 and $20,000 in 2027 without filing a gift tax return. Learn how the annual and lifetime exclusions work and which gifts are always tax-free.